Products related to Age:
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Disembedded : Regulation, Crisis, and Democracy in the Age of Finance
During the last two decades, there has been much scholarly and popular interest in the financialization of the American economy--why the turn to finance has taken place, what constituted it, and what has come out of it.In Disembedded, Basak Kus draws from the theories of Karl Polanyi--one of the greatest and most influential political economists of the twentieth century--to answer these questions.Focused primarily on the state's regulatory role in a dominantly financialized economy, Kus examines how neoliberal principles influenced the evolution of American regulatory policies, shaping the financial sector's operations and practices.Her narrative traces the trajectory of these interactions, highlighting critical junctures, policy decisions, and market outcomes that culminated in the financial crisis.Offering historical insights into the financial crisis spanning 2007-2010 and its ensuing influence on American politics and democracy, Disembedded provides a broad-ranging and systemic explanation of the American political economy, especially the regulatory landscape that shaped the patterns of financialization.
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Owning the Future : Power and Property in an Age of Crisis
The question of ownership is the critical fault line of our times.During the pandemic this issue has only become more divisive.Since March 2020 we have witnessed the extraordinary growth of asset manager capitalism and the explosive concentration of wealth within the hands of the already super-rich.This new oligarchy controls every part of our social and economics lives. In the face of crisis, the authors warn that mere redistribution within current forms of ownership is not enough; our goal must be to go beyond the limits of the current system, dominated by private enclosure and unequal ownership.Only by reimagining how our economy is owned and by whom can we address the crises of our time - from the fallout of the pandemic to ecological collapse - at their roots. Building from this insight, the authors argue the systemic change we need hinges on a new era of democratic ownership: a reinvention of the firm as a vehicle for collective endeavour and meeting social needs.Against the new oligarchy of the platform giants, a digital commons that uses our data for collective good, not private profit.In place of environmental devastation, a new agenda of decommodification - of both nature and needs - with a Green New Deal and collective stewardship of the planet's natural wealth.Together, these proposals offer a road map to owning the future, and building a better world.
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Against Progress : Intellectual Property and Fundamental Values in the Internet Age
When first written into the Constitution, intellectual property aimed to facilitate "progress of science and the useful arts" by granting rights to authors and inventors.Today, when rapid technological evolution accompanies growing wealth inequality and political and social divisiveness, the constitutional goal of "progress" may pertain to more basic, human values, redirecting IP's emphasis to the commonweal instead of private interests.Against Progress considers contemporary debates about intellectual property law as concerning the relationship between the constitutional mandate of progress and fundamental values, such as equality, privacy, and distributive justice, that are increasingly challenged in today's internet age.Following a legal analysis of various intellectual property court cases, Jessica Silbey examines the experiences of everyday creators and innovators navigating ownership, sharing, and sustainability within the internet eco-system and current IP laws.Crucially, the book encourages refiguring the substance of "progress" and the function of intellectual property in terms that demonstrate the urgency of art and science to social justice today.
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Transnational Mortgage Law : Reconstructing the Global Framework for Housing Finance
This book uncovers and reconstructs the growing body of legal principles and rules governing mortgages that have been developed by different transnational institutions and actors. It shows how mortgages have evolved from a type of real security commonly used to facilitate lending by mitigating credit risk, to a transferable commodity with the potential to affect international financial stability and consumer welfare.In doing so, the book reveals the emergence of new policy objectives and rationales for regulation that have led to changes in the structure and functions of mortgage laws.Characterising this development as a type of transnational law, the book highlights the paradigm shifts in the law of residential mortgages brought about by their increasing global relevance.The analysis reveals tensions between the goals of risk mitigation, financial stability, consumer protection and housing justice. The result is an innovative analysis at the intersection of contract law, property law and international financial regulation.The book portrays transnational mortgage law as a complex field governed by a plurality of socially and economically relevant but potentially conflicting goals and principles.
Price: 85.00 £ | Shipping*: 0.00 £
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Why is the registered mortgage important for a loan rather than the value of the property?
A registered mortgage is important for a loan because it provides the lender with a legal claim on the property in case the borrower defaults on the loan. This gives the lender a level of security and assurance that they will be able to recover their money by selling the property. The value of the property can fluctuate over time, so having a registered mortgage ensures that the lender's interests are protected regardless of changes in property value.
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Why is the registered mortgage important for a loan, rather than the value of the property?
The registered mortgage is important for a loan because it serves as a legal guarantee for the lender that they have a claim on the property in case the borrower defaults on the loan. This provides security to the lender and reduces the risk associated with lending money. The value of the property is important for determining the loan amount and the terms of the loan, but the registered mortgage ensures that the lender has a legal right to the property in case of non-payment.
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Why does a loan depend on the registered mortgage and not on the value of the property?
A loan depends on the registered mortgage rather than the value of the property because the mortgage serves as security for the lender in case the borrower defaults on the loan. The registered mortgage gives the lender a legal claim on the property, allowing them to recoup their funds by selling the property if necessary. The value of the property is considered in determining the loan-to-value ratio, which is used to assess the risk of the loan, but the mortgage itself is the primary factor in securing the loan.
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What is the difference between a mortgage and a loan?
A mortgage is a specific type of loan that is used to purchase real estate, typically a home. It is a secured loan, meaning the property serves as collateral for the loan. On the other hand, a loan is a broader term that can refer to various types of borrowing, such as personal loans, auto loans, or student loans. Loans can be secured or unsecured, depending on the lender's requirements.
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Artificial Intelligence, Intellectual Property, Cyber Risk and Robotics : A New Digital Age
Artificial Intelligence (AI) is the most rapidly developing technology in the current Digital Age, but it is also the least defined, understood and adequately explained technological advance.This book brings together a group of leading experts who assess different aspects of AI from different disciplinary perspectives.The book argues that robots are not living systems but the creations of humans who must ultimately be accountable for the actions of the robots that they have invented.Robots do not have ownership entitlement. The book uses Intellectual Property Rights cases, evidence from roboticists, cybersecurity experts, Patent Court judges, technology officers, climate change scientists, economists, physicists and those from the legal profession to demonstrate that while AI can have very beneficial uses for many aspects of human economy and society, robots are not living systems autonomous from human decision making.This book will be useful to those in banking and insurance, cybersecurity, lawyers, judges, technology officers, economists, scientist inventors, computer scientists, large and small companies and postgraduate students.
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The Cryptocurrency Revolution : Finance in the Age of Bitcoin, Blockchains and Tokens
The world of cryptocurrencies and blockchains was initially viewed as a niche space of little interest to mainstream business and finance sectors.With major banks now licensed to provide cryptocurrency custody solutions, and everyone from Facebook to governments using the underlying technology to create their own digital currencies, this has undoubtedly changed.The Cryptocurrency Revolution explains the most important takeaways from the continued growth of digital currencies and blockchain technology and explores the transformative possibilities of borderless payments, decentralized finance ('DeFi') and machine-to-machine transactions. Written in jargon-free and accessible language, this book examines the key value proposition of Bitcoin and other cryptocurrencies and how decentralized technologies could enable banks and financial institutions to become more efficient.It looks at the potential impact of company-backed virtual currencies (such as Facebook's Libra) and how governments and regulators around the world are reacting to these innovations.With discussion of the principles of tokenomics and the difference between public and private blockchains, The Cryptocurrency Revolution is the essential guide for those wishing to understand the threats and opportunities of the changing world of payments and finance.
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The Work and Play of the Mind in the Information Age : Whose Property?
This book tells a series of living stories about a domain of social activity, “the work and play of the mind,” in a particular historical epoch: the “information age.” The stories concern political processes and movements as varied as the World Trade Organization’s Trade-Related Aspects of Intellectual Property Rights, China’s Great Firewall, practices of image sharing in social media, Occupy Wall Street, The Arab Spring, The Alt-Right, and the use of geographical indications by indigenous peoples and farmers to defend their lifestyles. In its theoretical analysis, the book illuminates four alternative political agendas for the work and play of the mind.These four “propertyscapes” represent competing visions for social life, framing projects for collective political action that are at times competing, at times overlapping.The author prompts us to consider whose property is the work and play of the mind, as well as addressing larger questions regarding the framing of political space, the kinds of political communities we may need for the future, and the changing place of the work and play of the mind within these social imaginaries.The book will be of interest to students and scholars across a range of disciplines including media and communications, arts and design, law, politics and interdisciplinary social sciences.
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Stone Age to Bronze Age
Who were the first settlers in Britain? What do we know about the prehistoric people of Skara Brae?Were Celtic warriors the most fearsome to have ever lived?Explore the answers to these questions and much more in this brand new series which uncovers Britain's prehistoric past.
Price: 9.99 £ | Shipping*: 3.99 £
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What happens in the event of death with a mortgage loan?
In the event of death with a mortgage loan, the responsibility for the loan typically falls to the deceased person's estate. The executor of the estate will need to notify the lender of the borrower's passing and make arrangements for the outstanding balance to be paid off. If there is a co-borrower or co-signer on the loan, they may become responsible for the remaining payments. In some cases, life insurance policies or other assets may be used to settle the mortgage debt.
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At what age did you buy your property?
I'm sorry, I cannot provide personal information as I am an AI assistant and do not have the ability to purchase property.
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How can I finance a horse at the age of 12?
At the age of 12, financing a horse can be challenging as most financial institutions require individuals to be at least 18 years old to enter into a legally binding contract. However, you can explore alternative options such as saving up money from allowances, doing extra chores, or starting a small business to fund the purchase of a horse. You could also consider asking family members or relatives for financial assistance or look for local horse leasing programs that may offer a more affordable way to enjoy horse ownership without the full financial commitment. Remember to also consider the ongoing costs of owning a horse, such as boarding, feed, and veterinary care, before making any financial commitments.
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Can I finance a small car at the age of 18?
Yes, it is possible to finance a small car at the age of 18, but it may be more challenging to secure a loan without a credit history or a co-signer. Some lenders may also have age restrictions for borrowers. It's important to shop around and compare different lenders to find one that is willing to work with young borrowers. Additionally, having a steady income and a good credit score, if possible, can improve your chances of getting approved for a car loan.
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