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MORE : Become more - Give more
In his book "MORE", Moses takes you through several stories from his life of how his consistent drive to become more has helped to serve thousands of people, including working with those in the upper echelons of their fields, such as helping Olympians take home the gold medal, Business owners develop 10-100x growth in their ventures and C-Level executives go all in taking their firms to greater success in the cutthroat corporate world. Moses Nalocca is the founder of the Upper Echelon Coaching Academy.He is a must-see professional speaker, promoter and representative of Success Resources and Tony Robbins.He was awarded Salesperson of the Year by the Professional Speakers Academy and received the Seven Figure Award for generating millions in the training industry.
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MORE: Become more - Give more
MORE: Become more - Give more
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Transnational Mortgage Law : Reconstructing the Global Framework for Housing Finance
This book uncovers and reconstructs the growing body of legal principles and rules governing mortgages that have been developed by different transnational institutions and actors. It shows how mortgages have evolved from a type of real security commonly used to facilitate lending by mitigating credit risk, to a transferable commodity with the potential to affect international financial stability and consumer welfare.In doing so, the book reveals the emergence of new policy objectives and rationales for regulation that have led to changes in the structure and functions of mortgage laws.Characterising this development as a type of transnational law, the book highlights the paradigm shifts in the law of residential mortgages brought about by their increasing global relevance.The analysis reveals tensions between the goals of risk mitigation, financial stability, consumer protection and housing justice. The result is an innovative analysis at the intersection of contract law, property law and international financial regulation.The book portrays transnational mortgage law as a complex field governed by a plurality of socially and economically relevant but potentially conflicting goals and principles.
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Why is the registered mortgage important for a loan rather than the value of the property?
A registered mortgage is important for a loan because it provides the lender with a legal claim on the property in case the borrower defaults on the loan. This gives the lender a level of security and assurance that they will be able to recover their money by selling the property. The value of the property can fluctuate over time, so having a registered mortgage ensures that the lender's interests are protected regardless of changes in property value.
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Why is the registered mortgage important for a loan, rather than the value of the property?
The registered mortgage is important for a loan because it serves as a legal guarantee for the lender that they have a claim on the property in case the borrower defaults on the loan. This provides security to the lender and reduces the risk associated with lending money. The value of the property is important for determining the loan amount and the terms of the loan, but the registered mortgage ensures that the lender has a legal right to the property in case of non-payment.
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Why does a loan depend on the registered mortgage and not on the value of the property?
A loan depends on the registered mortgage rather than the value of the property because the mortgage serves as security for the lender in case the borrower defaults on the loan. The registered mortgage gives the lender a legal claim on the property, allowing them to recoup their funds by selling the property if necessary. The value of the property is considered in determining the loan-to-value ratio, which is used to assess the risk of the loan, but the mortgage itself is the primary factor in securing the loan.
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Do budget airlines crash more often?
There is no evidence to suggest that budget airlines crash more often than traditional airlines. Safety standards and regulations are the same for all airlines, regardless of their pricing model. The most important factor in airline safety is the adherence to strict maintenance protocols and pilot training, which are required for all airlines to operate. It is always recommended to choose an airline with a good safety record and positive reviews, regardless of their pricing.
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What is the difference between a mortgage and a loan?
A mortgage is a specific type of loan that is used to purchase real estate, typically a home. It is a secured loan, meaning the property serves as collateral for the loan. On the other hand, a loan is a broader term that can refer to various types of borrowing, such as personal loans, auto loans, or student loans. Loans can be secured or unsecured, depending on the lender's requirements.
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What happens in the event of death with a mortgage loan?
In the event of death with a mortgage loan, the responsibility for the loan typically falls to the deceased person's estate. The executor of the estate will need to notify the lender of the borrower's passing and make arrangements for the outstanding balance to be paid off. If there is a co-borrower or co-signer on the loan, they may become responsible for the remaining payments. In some cases, life insurance policies or other assets may be used to settle the mortgage debt.
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Should property owners have more responsibility for their own property?
Yes, property owners should have more responsibility for their own property. They should be accountable for maintaining their property to ensure the safety and well-being of others. This includes regular maintenance, repairs, and ensuring that their property meets all safety standards. By taking on more responsibility, property owners can contribute to creating a safer and more pleasant environment for everyone.
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Should there be no more private property?
The concept of private property has been a fundamental aspect of many societies and legal systems for centuries. While there are valid arguments for the benefits of private property, such as providing individuals with a sense of security and autonomy, there are also concerns about the unequal distribution of wealth and resources that can result from private property ownership. Ultimately, the question of whether there should be no more private property is a complex and nuanced issue that requires careful consideration of the potential impacts on individuals, communities, and the economy. It may be more productive to explore ways to address the negative consequences of private property ownership, such as implementing policies to promote more equitable distribution of resources and wealth, rather than completely abolishing the concept of private property.
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