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Transnational Mortgage Law : Reconstructing the Global Framework for Housing Finance
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Portsmouth Budget Hotels3.0 star property
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Why is the registered mortgage important for a loan rather than the value of the property?
A registered mortgage is important for a loan because it provides the lender with a legal claim on the property in case the borrower defaults on the loan. This gives the lender a level of security and assurance that they will be able to recover their money by selling the property. The value of the property can fluctuate over time, so having a registered mortgage ensures that the lender's interests are protected regardless of changes in property value.
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Why is the registered mortgage important for a loan, rather than the value of the property?
The registered mortgage is important for a loan because it serves as a legal guarantee for the lender that they have a claim on the property in case the borrower defaults on the loan. This provides security to the lender and reduces the risk associated with lending money. The value of the property is important for determining the loan amount and the terms of the loan, but the registered mortgage ensures that the lender has a legal right to the property in case of non-payment.
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Why does a loan depend on the registered mortgage and not on the value of the property?
A loan depends on the registered mortgage rather than the value of the property because the mortgage serves as security for the lender in case the borrower defaults on the loan. The registered mortgage gives the lender a legal claim on the property, allowing them to recoup their funds by selling the property if necessary. The value of the property is considered in determining the loan-to-value ratio, which is used to assess the risk of the loan, but the mortgage itself is the primary factor in securing the loan.
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Do trees extend over the property line?
In general, trees do not adhere to property lines and their roots and branches can extend beyond the boundaries of a property. This means that a tree's roots or branches may encroach onto a neighboring property. Property owners are responsible for maintaining the trees on their property and ensuring that they do not cause damage to neighboring properties. It is important for neighbors to communicate and work together to address any issues related to trees extending over property lines.
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Over and Over
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Come Over, Come Over
The classic book featuring Maybonne Mullen and her little sister Marlys is back in print! Lynda Barry captures all the glorious magic and excruciating pain of junior high school in this Ernie Pook Comeek collection from the early 90s.The star of this collection is 14 year old Maybonne who relays the angst and insecurity of life through hand scrawled diary entries, class assignments, and letters, in cursive with doodle and bubble letters.Of course, there is the ever-annoying yet adorable little sister Marlys who never fails to read her big sister s diary.Barry deftly portrays the capricious nature of teen friendships, adolescent peer-pressure, and the kill or be killed nature of a middle school s social scene in her signature style. No one but Lynda Barry can so naturally zero in on the joyous urgency yet heartbreaking poignancy of childhood.In an authentic teen voice full of diffidence and melodrama, the bespectacled and freckled Maybonne relates all of life s indignities on equal measure.Heartbreaking stories of a broken home, child molestation, an alcoholic absentee father and a bitter mom emerge between strips about home ec class, summer vacation, and babysitting, illustrating Barry s peerless ability to make the reader both cry and laugh.
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Budget Gluten Free: Over 100 Easy and Affordable Recipes for Every Day
Budget Gluten Free: Over 100 Easy and Affordable Recipes for Every Day
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Shop, cook and eat gluten-free on a budget with over 100 simple, flavoursome recipes. By using fresh, cost-conscious ingredients, making the most of ever-affordable pantry staples and sharing practical, easy-to-follow knowledge, Budget Gluten Free showcases how you can make the most of your weekly shop and live gluten-free for less. Budget Gluten Free celebrates delicious dinners, exciting on-the-go lunches, decadent desserts and bakes (which won't break the bank), all while providing dairy-free, lactose-free, low FODMAP, veggie and vegan options wherever possible.This deliciously varied collection of recipes will also show you how to harness the cost-saving benefits of putting your freezer to work, as well as small appliances, such as slow cookers and air fryers.So, prepare to indulge in favourites such as Crispy Fried Chicken with Spicy Rice or even a Yorkshire Pudding Wrap, as well as classics like Cheese-stuffed Crispy Pancakes, One-pan Lasagne and Air Fryer-friendly Stuffed Crust Pizza; if you fancy something sweet, there are cakes, cookies and plenty of budget-friendly bakes and desserts that are fit for all occasions. Multi-award winning and Sunday Times Bestselling author Becky Excell has spent years developing flavoursome gluten-free recipes – next she wants to show you how to enjoy following a gluten-free diet with budget in mind.This is the essential guide to everyday, gluten-free cooking on a budget, from the ‘Queen of Gluten Free’.
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What is the difference between a mortgage and a loan?
A mortgage is a specific type of loan that is used to purchase real estate, typically a home. It is a secured loan, meaning the property serves as collateral for the loan. On the other hand, a loan is a broader term that can refer to various types of borrowing, such as personal loans, auto loans, or student loans. Loans can be secured or unsecured, depending on the lender's requirements.
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What happens in the event of death with a mortgage loan?
In the event of death with a mortgage loan, the responsibility for the loan typically falls to the deceased person's estate. The executor of the estate will need to notify the lender of the borrower's passing and make arrangements for the outstanding balance to be paid off. If there is a co-borrower or co-signer on the loan, they may become responsible for the remaining payments. In some cases, life insurance policies or other assets may be used to settle the mortgage debt.
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Can you fly a drone over your own property?
Yes, in most cases you can fly a drone over your own property as long as you are following the rules and regulations set by the Federal Aviation Administration (FAA). However, it is important to be aware of any local laws or restrictions that may apply to drone use in your area. Additionally, it is always a good idea to respect the privacy of others and avoid flying your drone over their property without permission.
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Does the telephone line run legally over the property?
To determine if the telephone line runs legally over the property, it is important to review the property's deed and any relevant easement agreements. If there is a recorded easement granting the telephone company the right to run their line over the property, then it is likely legal. However, if there is no such documentation or if the line was installed without permission, it may be considered an illegal encroachment. Consulting with a real estate attorney or conducting a title search can provide further clarity on the legality of the telephone line.
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