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Transnational Mortgage Law : Reconstructing the Global Framework for Housing Finance
This book uncovers and reconstructs the growing body of legal principles and rules governing mortgages that have been developed by different transnational institutions and actors. It shows how mortgages have evolved from a type of real security commonly used to facilitate lending by mitigating credit risk, to a transferable commodity with the potential to affect international financial stability and consumer welfare.In doing so, the book reveals the emergence of new policy objectives and rationales for regulation that have led to changes in the structure and functions of mortgage laws.Characterising this development as a type of transnational law, the book highlights the paradigm shifts in the law of residential mortgages brought about by their increasing global relevance.The analysis reveals tensions between the goals of risk mitigation, financial stability, consumer protection and housing justice. The result is an innovative analysis at the intersection of contract law, property law and international financial regulation.The book portrays transnational mortgage law as a complex field governed by a plurality of socially and economically relevant but potentially conflicting goals and principles.
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Stress Management in Work Settings
The contributors to this volume address current issues and problems in the field of stress management and provide guidance toward the development, implementation, evaluation, and maintenance of stress management programs in work settings.The authors' aim is to shift the present mind set of brief stress workshops toward more comprehensive actions which target both the organization and the individual worker as intervention points for stress reduction.Collectively labeled as stress management, methods such as muscle relaxation, meditation, biofeedback, and cognitive strategies have been taught to workers as a means of reducing psycho-physiological and subjective distress.These preventative strategies have focused exclusively on the healthy individual worker.As presently defined, stress management has a negligible role in reducing organizational stress.The authors suggest that a more appropriate application would be a complement to job redesign or organizational change intervention.They also argue that conceptual issues are as important as logistical ones in determining program success. The book is divided into three parts. Part I deals with organizational stress and its assessment.Part II describes aspects of stress management as applied in work settings, and the third part is a collection of resources for training materials, products, and equipment.Stress Management in Work Settings is a professional book aimed at the users who will ultimately make the decision to offer a stress reduction program, decide what type of action will be taken, and actually implement the action.
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Team Academy in Diverse Settings
Within Entrepreneurship Education, Team Academy (TA) is seen by some as an innovative pedagogical model that enhances social connectivity, as well as experiential, student-centred, and team-based learning.It also creates spaces for transformative learning to occur.This fourth book of the Routledge Focus on Team Academy book series the TA model is examined outside of the traditional TA-based settings (industry, schools, communities of practice, etc.) in different countries (Brazil, Japan, UK, Finland, Argentina, Tanzania, Spain, etc.).The legacy that this has left in learners and practitioners who have engaged with the model is also explored. This book is aimed at academics, practitioners, and learners engaged in the Team Academy methodology, pedagogy and model, as well as those interested in the area of entrepreneurial team learning.Readers will be inspired to innovate in their delivery methodologies and to explore learning-by-doing approaches to creating value.The book also aims to challenge the discourse around entrepreneurship and entrepreneurial activities, offering insights, research, stories, and experiences from those learning and working in the Team Academy approach.
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How can you change the settings on a calculator?
To change the settings on a calculator, you can typically use the buttons or keys that are specifically designated for setting adjustments. These buttons may be labeled with terms such as "mode," "set up," or "options." By pressing these buttons, you can access the menu for changing settings such as the number of decimal places, the angle measurement (degrees or radians), or the display format. Once you have accessed the settings menu, you can use the arrow keys or other designated buttons to navigate through the options and make the desired changes.
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How do I change the settings on the calculator?
To change the settings on a calculator, you typically need to locate the "mode" or "settings" button. Once you press this button, you can navigate through the different settings using the arrow keys or a similar navigation method. Common settings that can be changed include the number of decimal places, the angle measurement (degrees or radians), and the display format. Refer to the user manual for your specific calculator model for detailed instructions on changing the settings.
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Why is the registered mortgage important for a loan rather than the value of the property?
A registered mortgage is important for a loan because it provides the lender with a legal claim on the property in case the borrower defaults on the loan. This gives the lender a level of security and assurance that they will be able to recover their money by selling the property. The value of the property can fluctuate over time, so having a registered mortgage ensures that the lender's interests are protected regardless of changes in property value.
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Why is the registered mortgage important for a loan, rather than the value of the property?
The registered mortgage is important for a loan because it serves as a legal guarantee for the lender that they have a claim on the property in case the borrower defaults on the loan. This provides security to the lender and reduces the risk associated with lending money. The value of the property is important for determining the loan amount and the terms of the loan, but the registered mortgage ensures that the lender has a legal right to the property in case of non-payment.
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Space, Place and Educational Settings
This open access book explores the nexus between knowledge and space with a particular emphasis on the role of educational settings that are, both, shaping and being reshaped by socio-economic and political processes.It gives insight into the complex interplay of educational inequalities and practices of educational governance in the neighborhood and at larger geographical scales.The book adopts quantitative and qualitative methodologies and explores a wide range of theoretical perspectives by drawing upon empirical cases and examples from France, Germany, Italy, the UK and North America, and presents and reflects ongoing research of international scholars from various disciplinary backgrounds such as education, human geography, public policy, sociology, and urban and regional planning.As such, it provides an interesting read for scholars, students and professionals in the broader field of social, cultural and educational studies, as well as policy makers and practitioners in thefields of education, pedagogy, social work, and urban and regional planning.
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Why does a loan depend on the registered mortgage and not on the value of the property?
A loan depends on the registered mortgage rather than the value of the property because the mortgage serves as security for the lender in case the borrower defaults on the loan. The registered mortgage gives the lender a legal claim on the property, allowing them to recoup their funds by selling the property if necessary. The value of the property is considered in determining the loan-to-value ratio, which is used to assess the risk of the loan, but the mortgage itself is the primary factor in securing the loan.
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How can you change the settings of a math calculator?
To change the settings of a math calculator, you can typically access the settings menu by pressing the "mode" or "setup" button on the calculator. From there, you can adjust settings such as the number of decimal places, the angle measurement (degrees or radians), and the display format. Some calculators may also allow you to change the language, adjust the contrast or brightness of the display, and set the date and time. Refer to the user manual for specific instructions on how to change the settings of your particular calculator model.
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How do I reset a Casio calculator to factory settings?
To reset a Casio calculator to factory settings, you can usually do so by removing the batteries for a few minutes and then reinserting them. This will clear any stored data and settings, returning the calculator to its original state. Alternatively, you can look up the specific model of your Casio calculator online to find the exact steps for resetting it to factory settings. Remember to back up any important data before performing a factory reset.
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How do I reset the calculator to its normal settings?
To reset the calculator to its normal settings, you can usually press the "AC" or "C" button to clear any current calculations and return the calculator to its default state. If your calculator has a "reset" button, you can also use that to restore it to its original settings. Additionally, you can consult the user manual for your specific calculator model to find the exact steps for resetting it to its normal settings.
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